KreditBee Instant Personal Loan: In today’s article, we are going to give you complete information about how to get loan from KreditBee, how you can take loan from KreditBee, what are the conditions for taking loan from KreditBee, how much from KreditBee App Loan can be taken, what is the interest rate of KreditBee, what documents are required for loan in KreditBee, what is the tenure in KreditBee, what are the charges in KreditBee. All this type of information is going to be shared with you in this article.
KreditBee is a very famous and trusted loan platform in India from where you can get personal loan instantly. If you are also in need of a loan and you are looking for a platform that is also reliable, then KreditBee can prove to be a good option.
You must read this article till the end only then you will be able to know properly about taking loan from KreditBee. So let’s start this article without any delay on How To Apply KreditBee Instant Personal Cash Loan.
What is KreditBee App?
KreditBee is an online loan application through which you can get Instant Personal Loan online from the comfort of your home. Whether you live in any corner of India, you can easily get Personal Loan through KreditBee.
The legal name of KreditBee is Finnovation Tech Solution Private Limited. In 2018, this institution had published an app of its own on the Play Store named KreditBee. From 2018 till now, lakhs of people have taken loans with the help of this app.
Talking about Play Store, so far more than 10 million people have installed this app and it has a rating of 4.1. Right now this application can be used only in Android phones.
This company is approved by NBFC and works under the rules of RBI. So it is absolutely safe for you to use this application.
About CreditB App
| लोन एप्प का नाम | Kreditbee App |
| वेबसाइट | Kreditbee.In |
| एप्प डाउनलोड संख्या | 5 Crore |
| लोन बाँटा गया | ₹30,000 करोड़ |
| लोन कितना मिलेगा | ₹1,000 से लेकर 4 लाख तक |
| ऋण वितरण समय | 10 मिनट से कम |
| लोन राशी का भुगतान | बैंक अकाउंट में |
| लोन के लिए डाक्यूमेंट्स | आधार कार्ड, पैन कार्ड, सेल्फी फोटो |
| लोन के लिए उम्र की सीमा | 21- 45 साल |
How to take loan from KreditBee (KreditBee Se Loan Kaise Milega)
To take a loan from Creditebee, follow the step-wise process mentioned below –
Step 1 – First of all download KreditBee App from Play Store and install it in your mobile.
Step 2 – After this you will be asked to select the language, you select your language and click on the Continue option. And then click on the option with Get Started.
Step 3 – After this you have to sign up with mobile number in it, enter your 10 digit phone number and click on Continue option.
Step 4 – After this an OTP will come on the mobile number you have entered. Fill the OTP and click on the Submit option. And by accepting the terms and conditions of KreditBee, click on the I Agree option.
Step 5 – Whatever permission KreditBee asks you to access, allow it.
Step 6 – After this you will be asked to enter E-Mail. You enter your email and click on the Continue option.
Step 7 – After following the process mentioned above, your account will be created in KreditBee and you will come to KreditBee’s homepage.
Step 8 – Now by clicking on the Check Eligibility option, first check whether you are eligible to take a loan from KreditBee or not.
If you are Eligible to take a loan on KreditBee App, fill all the Detail KreditBee asks from you and attach your documents as well, now the loan will be transferred to your bank account in no time. In this way, you can easily take personal loan from KreditBee App without any hindrance.
Eligibility Criteria for KreditBee loan
The following are the eligibility criteria for taking a loan on KreditBee App –
The person taking the loan should be an Indian citizen.
The age of the person taking the loan should be 21 years or more.
The person taking the loan should have some source of monthly income.
If you pass the Eligibility Criteria on Cerditbee, then you get Instant Personal Loan from here.
Documents required for taking KreditBee loan (Important Document)
To apply for a loan on KreditBee, you need the following documents –
Identity Card (Aadhaar Card, Voter ID Card)
Residence proof (PAN card, electricity bill, gas bill etc. any document which has your address written on it)
Income proof (your salary slip or bank statement)
Your passport size photo (selfie)
Types of Personal Loan On KreditBee
In KreditBee you get 3 types of Personal Loan –
1 – Flexi Personal Loan (Flexi Personal Loan)
This is a flexible loan provided by KreditBee. If you apply for Flexi Personal Loan, then the loan is transferred to your bank account within 10 minutes. Under this loan, you get a loan of Rs 1000 to Rs 50000 for 62 days to 180 days. . You need your PAN card and residence proof to avail this loan.
2 – Personal Loan For Salaried (Personal loan for salaried)
This personal loan (Personal Loan For Salaried) has been made by KreditBee especially for employed people. Under this type of personal loan, you are provided with a loan amount ranging from Rs 10,000 to Rs 2 lakh, which is directly transferred to your bank account. Tenure in this loan ranges from 3 months to 15 months. And to take a loan, you need PAN card, residence certificate and salary slip.
3 – Online Purchase Loan
As the name suggests, you can use this type of loan for any type of purchase. When you need something, you can buy it with KreditBee Online Purchase Loan and then pay EMI later.
Through Online Purchase Loan, you can get E-Vouchers on the loan on KreditBee app, and purchase through KreditBee’s partner platforms like Flipkart, Amazon and many more with e-Vouchers, and pay later in EMIs Can.
KreditBee Loan Example
If you want to take a loan on KreditBee, then let me explain you with an example, which will make it easier for you to take a loan on KreditBee.
Suppose you take a loan of 50 thousand for 12 months from KreditBee App at 20 percent interest rate. In this some Charges are also imposed on you like Processing Fees and New Customer Onboarding.
So an amount of Rs 48289 will be disbursed to you and you will have to make a repayment of Rs 55161. For which you will have to pay a monthly installment of 4632.
| लोन की राशि | ₹50,000 |
| समय अवधि | 12 महीने |
| ब्याज | 12.24 (P.A.) (अनुमानित) |
| प्रोसेसिंग फीस | ₹1250 (लोन राशी का 2.5%) अनुमानित |
| नए ग्राहक ऑनबोर्डिंग शुल्क | ₹200 (अनुमानित) |
| जीएसटी शुल्क | ₹261 (अनुमानित) |
| EMI | ₹4597 (अनुमानित) |
| वितरित राशि | ₹48289 (अनुमानित) |
| Repayment राशि | ₹55581 (अनुमानित) |
Fees applicable for taking a loan of Rs 50,000 on CreditB (estimated)
Note – The KreditBee loan charges given here are just an example. Check the correct interest rate while taking loan on this app.
How much loan will be available from KreditBee (Loan Amount)
If we talk about Loan Amount in KreditBee, then you can take a loan from Rs 1000 to Rs 2 lakh from here. Meaning that you can take a minimum loan of Rs.1000 and can take a maximum loan of Rs.2 lakh. Which is a Sufficient Amount.
How much interest is charged on KreditBee loan (Rate of Interest)
If we talk about interest on KreditBee Loan, then you may get interest ranging from 0 to 29.95%. The interest rates applicable on KreditBee loans depend on a number of factors.
How long will the loan be available from KreditBee (Tenure)
Tenure on KreditBee Loan is from 62 days to 180 days. Means you can repay KreditBee loan in minimum 62 days and maximum within 15 months. It depends on the loan amount taken by you.
KreditBee Loan Charges and Fees
If you take a loan from KreditBee, the following types of charges may apply to you –
Processing Fee, Processing Fees of some percentage are also charged on the total loan amount which can range from 2.5 percent to 15 percent.
New User Onboarding Fee is also imposed on you.
Late Payment Charge, if you delay in paying the monthly installment then you also have to pay Late Payment Charge.
Features of KreditBee Loan
The following are the key features of KreditBee loan –
KreditBee is 100 percent online, so you do not need to go to any office to take a loan, you can apply for a loan sitting at home.
KreditBee loan gets approved very quickly.
On taking a loan from KreditBee, the money is immediately transferred to your bank account.
No more documents are required to take the loan.
Large amount loan is available on easy monthly installment.
KreditBee provides loans all over India.
KreditBee Contact Details & Customer Care
If you face any kind of problem in taking loan on KreditBee, then you can contact KreditBee in the following way –
Website – https://www.kreditbee.in/
Email – Help@KreditBee.In
Contact Number – 08044292200
KreditBee Office Address – 16/3, Adarsh Yelavarthy Centre, Opp To Frank Anthony School, Cambridge Layout, Jogupalya Bangalore Karnataka 560008 India
FAQs: Some common questions related to KreditBee
What is the customer care number of KreditBee?
KreditBee’s customer care number is 08044292200.
How much loan can I take from KreditBee?
With KreditBee, you can take a loan ranging from Rs 1000 to Rs 2 lakh.
How to Repay KreditBee Loan?
To make the Repayment of KreditBee loan, you will see the Repayment button on the homepage in its App, you can pay the loan by clicking on it.
Is it safe to take a loan from KreditBee?
Yes, it is absolutely safe to take a loan from KreditBee, this company is approved by NBFC and works under the rules of RBI.
Conclusion: How to get loan from KreditBee app
So friends, in this article, we have given you the complete process of KreditBee Se Loan Kaise Le and detailed information about KreditBee Loan, so that you can get help in taking Personal Loan on KreditBee App. Hope you must have liked this article written by us, share this article with your friends as well.