Nira App Se Instant Personal Loan Kaise Le – In today’s article, we have brought for you a great loan application named Nira. Nira is an Instant Personal Loan providing application in India from which you can easily take a loan.
So in this article we are going to tell you what is Nira App, Nira App Se Loan Kaise Le along with all the information about Nira App like eligibility to take loan, required documents, how much loan will be available, how much interest is charged, How much time will be available for repayment, how to contact Nira App, you will get all this information in this article.
If you want to take a loan from Nira App, then you must read this article first, then let’s start this article without any delay.
What is Nira App
Nira App is a Digital Loan Lending Platform through which you can take Instant Personal Loan. With the help of Nira App, you can take a loan ranging from Rs 5 thousand to Rs 1 lakh with an interest rate of 2 to 3 percent per month for a period of 3 months to 2 years.
The founders of Nira App are Rohit Sen and Nupur Gupta who are financial experts.
Nira App has been installed by more than 1 million people in their mobiles and Nira App has a rating of 4.3 on Google Play Store. Nira App can be easily downloaded from Playstore.
How to get loan from Nira App (Nira App Se Loan Kaise Milega)
You can easily take loan from Nira App, for this you can –
First of all download Nira App from Play Store.
Sign In with your mobile number in Nira App.
Check your eligibility to take loan.
The loan amount comes to your bank account within 24 hours.
Nira App Se Loan Kaise Le (Step by Step Process)
Follow the process given below to get instant loan from Nira App –
Step 1 – First of all download Nira App from Play Store and install it on your mobile.
Step 2 – After this open the Nira App and select your language and click on the OK option.
Step 3 – Now calculate EMI by selecting Loan Amount and Tenure. And click on the option with Process.
Step 4 – After this some questions will come in front of you related to Nira App loan, you read them and click on Apply Now option.
Step 6 – Now you have to enter your 10 digit mobile number which is linked to your Aadhaar card.
Step 7 – Verify the OTP that will come in the mobile number you have entered and click on Register option.
Step 8 – After this you have to fill your personal information like –
Are you Salaried or Self Employed
How do you receive your income in bank or cash
your monthly income
Your name as in your Aadhaar
date of birth
Pin code of where you live now
your experience in your work
Name of your Organization or Store
Your Marital Status
Is your mobile number linked to Aadhaar
do you have any ongoing loan
Reason for taking loan
By filling your personal information, click on the processed option below.
Step 9 – If you are found eligible for the loan, then submit your documents and complete the KYC, the loan amount will be credited to your bank account within 24 hours.
But if you are not found eligible for the loan, then after 2 months you can apply for the loan again on Nira App.
So after understanding this process well, you must have understood how to get loan from Nira App. Let us now know some important information ahead.
Eligibility Criteria for taking loan from Nira App
To take a loan from Nira App, the following are the eligibility criteria that you have to fulfill –
The citizenship of the person taking the loan should be Indian. If you are not Indian then you will not get loan from Nira App.
The age of the borrower should be between 22 to 59 years.
There should be some source of income and the monthly income should be at least 12 thousand rupees.
You must have at least 6 months experience in your work.
CIBIL score should be 681 or above.
Documents required for taking loan from Nira App (Important Document)
You need the following documents to take a loan from Nira App.
Bank statement or salary slip of the last three months
How much loan will be available from Nira App (Loan Amount)
With Nira App, you can take a loan of at least Rs 5,000 and a maximum loan of Rs 1 lakh. In the beginning, the loan amount will be less but if the EMI is repaid on time once or twice, the loan amount will be more.
How much interest is charged on Nira App loan (Rate of Interest)
On Nira App you get Personal Loan with very low interest rates. The interest rate on Nira App is 2 to 3 percent per month.
For how long will the loan be available on Nira App (Tenure)
If you take a loan from Nira App, then you get a Repayment Period ranging from 3 months to 24 months. You can repay your loan within this time. You can decide your tenure based on your loan amount and income.
Fees and Charges on Nira App Loan
You have to pay the following fees and charges on Nira App Loan –
Processing Fees which can be from 1 to 4 percent of the total loan amount with GST.
Prepayment Fees You have to pay 2.5 percent.
Late Fees 2% of the outstanding amount is charged if the overdue is more than 30 days and your bank may also levy a fee in case of bounce.
Nira App Contact Details & customer care number
You can contact with Nira App in the following ways –
Email ID – Support@Nirafinance.Com
Official Website – https://Nirafinance.Com/
Whatsapp Number- 9591196740
Office Address – NIRA, 2nd Floor, UrbanVault Indiranagar, 2024, 16th Main Rd, HAL 2nd Stage, Kodihalli, Bengaluru, Karnataka 560008
Features of Nira App Loan
The following are the features of NiraApp Loan –
You can apply for loan from Nira App from your mobile sitting at home.
Nira App is completely online process, you do not need any paperwork.
If you are eligible for a loan on Nira App, then the loan is transferred to your account within 24 hours of applying.
There are no Hidden Charges on Nira App Loan, whatever the charges are, they are told openly in the application.
If your monthly income is 12 thousand and you have 6 months experience in your work then you do not need CIBIL score.
You can apply for a loan on the Nira App from anywhere in India.
You do not need any kind of guarantor or collateral to take a loan from Nira App.
You get the loan after completing KYC on Nira App.
How to get Instant Personal Loan from
How to get loan from Branch App
FAQs related to Nira App Loan
How much loan can be taken from Nira App?
You can take loan from 5 thousand to 1 lakh rupees from Nira App.
How to contact Nira App?
You can mail to Support@Nirafinance.Com to contact Nira App.
Who created Nira App?
The founders of Nira App are Rohit Sen and Nupur Gupta.
Where can I use the Nira App Loan?
You can use Nira App Loan wherever you want.
In how much time the loan will be available from Nira App?
The loan amount is transferred to your account within 24 hours of applying for the loan from Nira App.
Is Nira App safe?
According to Nira Company, Nira App is absolutely safe and Nira is a private limited company under RoC-Bangalore. Nira App takes full care of its customer’s data security and privacy.
Last word: How to take loan from Nira App
Through this article, we have given you complete information about Nira App Se Loan Kaise Le in simple words so that you can get help in taking loan on Nira App. If you face any kind of problem in taking loan on Nira App, then you can contact the customer support of Nira App through Mail or Whatsapp.
We hope that the information provided by us in the article must have proved useful for you, share this article on social media and tell your friends about Nira Loan Application.